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XIV) Medical insurance policy is a contract between an insurer and the Government in which XIII) Government means Government of Kerala. Should be produced as specified in the scheme).

Physically challenged/mentally challenged children of the pensioner without any age restriction. Spouse (who do not have the eligibility to enrol in this scheme) and physically challenged/mentallyĬhallenged children of the pensioner without any age restriction.(certificate should be produced as specified inĬ.In the case of insured family pensioner. (certificate should be produced as specified in the scheme). (iii) Physically challenged/mentally challenged children of the employee without any age restriction. The age of 25 years whichever is earlier. Insured, till they get employed, married or attained (ii)minor or adopted child/children dependant upon the (i) legal spouse of the employee (who do not have the eligibility to enrol in this scheme). XII) Family means all or any of the following relatives of an insured person, namely:

#ENLISTED UPDATE REGISTRATION#

XI) Enrolment Period means the period given for the registration of the beneficiaries to the scheme. X) Enrolment means registration of beneficiaries to the scheme.

Thereby tied up as network hospitals by the insurer. IX) Empanelled Hospitals means those hospitals fulfilling the minimum prescribed standards and VIII) Dependant means those who are dependant on the employee for their livelihood. VII) Day one means the date on which the scheme will come into force. Illness and/or injuries or a medical setup with a hospital and is under supervision of a registeredĪnd qualified medical practitioner and must comply with all minimum criterion. VI) Day Care Centre means any registered institution established for day care treatment of Incapacitate the person from working, creating a financial hardship. These illnesses (speciality and super speciality) involve high costs for treatment and may V) Catastrophic illness means severe illness requiring prolonged hospitalization for recovery. Provider, to the extent of approval given where such treatment is in accordance with the policy terms and conditions. Payments of treatment costs directly to the hospital in respect of treatment undergone in a network IV) Cashless facility means a facility provided to the insured by the insurance company, to make Withstanding the above, the Authority have the discretion to include or exclude any categories of beneficiaries to / from the coverage of the Scheme at any stage of the Scheme. Whip,Speaker,Deputy Speaker, Chairmen of the Financial Committees and personal staff pensioners/ family pensioners shall also be considered as beneficiary for this scheme. Receive Grant-in-Aid from the State Government and Local Self Government Institutions and the directly recruited personal staff of the Chief Minister, Ministers, Leader of Opposition, Chief In addition to the above mentioned categories, employees and pensioners of the universities which Kerala and their family who are covered under the existing Kerala Government Servants Medical Attendant Rules, part timeĬontingent employees, part time teachers, teaching & non-teaching staff of aided schools and colleges and their family and pensioners and their spouses and family pensioners on compulsory basis, andĪll All India Service officers serving under the Government of Kerala on optional basis. III) Benifits means All Serving employees of the State Government including the High Court of II) Authority means Principal Secretary, Finance Department, Government of Kerala. I) Additional Coverage means the additional sum insured for specified diseases. In this Scheme unless the context otherwise requires:

Enlisted update